HSBC TravelOne Credit Card: key details
Frequent travellers who can make meaningful use of travel rewards and lounge access. Compare the fee, reward structure, caps, exclusions and eligibility before applying.
Joining fee₹4,999
Annual fee₹4,999
Fee waiverWaived above ₹8L annual spend
Reward typeReward points / miles
Base reward2 points / ₹100 on other eligible spends
Accelerated reward4 points / ₹100 on flights, travel aggregators and foreign currency
Caps / exclusionsNo cap on base reward stated on current rewards page
Age18–65 salaried; 25–65 self-employed
Income₹6L salaried / ₹12L self-employed listed by HSBC; location criteria apply.
FD requirementNo FD requirement stated
Why someone might consider it
- Travel rewards
- 6 local + 4 international lounge visits stated by HSBC
- Airline and hotel redemption
Things to check before applying
Premium annual fee and spending requirements can materially affect value.
Official source
Frequently asked questions
Who may consider the HSBC TravelOne Credit Card?
Frequent travellers who can make meaningful use of travel rewards and lounge access.
What are the fees for the HSBC TravelOne Credit Card?
Joining fee: ₹4,999. Annual fee: ₹4,999. Waived above ₹8L annual spend
How does the HSBC TravelOne Credit Card reward spending?
Travel-focused rewards on flights, travel aggregators and foreign-currency spending, plus airline/hotel redemption options.
What should I check before applying for the HSBC TravelOne Credit Card?
Premium annual fee and spending requirements can materially affect value.
Where can I verify the latest HSBC TravelOne Credit Card terms?
Use the official issuer source linked on this page. CardClue's data review date is 2026-10-02.