Axis Bank Horizon Credit Card: key details
Frequent travellers who want a travel-focused card without the Magnus-level annual fee. Compare the fee, reward structure, caps, exclusions and eligibility before applying.
Joining fee₹3,000 + GST
Annual fee₹3,000 + GST
Fee waiverBurgundy conditions may differ
Reward typeEDGE Miles
Base reward2 miles / ₹100 on other eligible spends
Accelerated reward5 miles / ₹100 on Travel EDGE and direct airline websites
Caps / exclusionsCheck current travel reward and lounge terms
Age18–70
IncomeIssuer documentation and profile criteria apply
FD requirementNo FD requirement stated
Why someone might consider it
- Travel-focused miles
- Airline website earning
- Lower annual fee than Magnus
Things to check before applying
Welcome benefit has transaction conditions; fees and eligibility can change.
Official source
Axis Bank official product page ↗
Frequently asked questions
Who may consider the Axis Bank Horizon Credit Card?
Frequent travellers who want a travel-focused card without the Magnus-level annual fee.
What are the fees for the Axis Bank Horizon Credit Card?
Joining fee: ₹3,000 + GST. Annual fee: ₹3,000 + GST. Burgundy conditions may differ
How does the Axis Bank Horizon Credit Card reward spending?
5 EDGE Miles per ₹100 on Axis Travel EDGE and direct airline websites; 2 EDGE Miles per ₹100 on other eligible spends.
What should I check before applying for the Axis Bank Horizon Credit Card?
Welcome benefit has transaction conditions; fees and eligibility can change.
Where can I verify the latest Axis Bank Horizon Credit Card terms?
Use the official issuer source linked on this page. CardClue's data review date is 2026-10-02.