Utility Credit Cards

Cards to explore for household bills, utilities and recurring payments.

How to use this category

Compare fees, reward structure, caps, exclusions, eligibility and the card's main use case. Open any card for its dedicated page and official issuer source. CardClue does not guarantee approval.

All categories Cashback Food & Dining Shopping Travel FD-Backed Cards Lifestyle Beginner Premium

2 cards

Cards in this category

Each card links to a full detail page.

CashbackShoppingDining

HSBC Live+ Credit Card

People whose monthly spending is concentrated in food, grocery, shopping and utilities.

Annual fee₹999

Main rewardCashback

Key difference10% accelerated cashback on selected everyday categories, capped monthly

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CashbackUtilitiesAirtel

Airtel Axis Bank Credit Card

Airtel customers and households with recurring Airtel/utility spending.

Annual fee₹500

Main rewardCashback / value-back

Key difference25% cashback on eligible Airtel bills; utility and partner value-back

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