SBM ZET FD Credit Card: key details
First-time credit users or people looking for an FD-backed route into credit. Compare the fee, reward structure, caps, exclusions and eligibility before applying.
Joining fee₹0 stated by ZET
Annual fee₹0 stated by ZET
Fee waiverLifetime free stated by ZET
Reward typeCashback / UPI rewards
Base rewardDepends on current ZET program
Accelerated reward2% cashback with ZET Plus subscription per current ZET page
Caps / exclusionsProgram terms apply
AgeIssuer criteria
IncomeNo income proof stated by ZET
FD requirement₹2,000 FD stated by ZET
Why someone might consider it
- FD-backed structure
- No income proof stated by ZET
- UPI rewards
Things to check before applying
The FD is security for the card; responsible repayment matters. Avoid assuming any guaranteed credit-score outcome.
Official source
Frequently asked questions
Who may consider the SBM ZET FD Credit Card?
First-time credit users or people looking for an FD-backed route into credit.
What are the fees for the SBM ZET FD Credit Card?
Joining fee: ₹0 stated by ZET. Annual fee: ₹0 stated by ZET. Lifetime free stated by ZET
How does the SBM ZET FD Credit Card reward spending?
ZET UPI rewards and partner discounts under current programme terms.
What should I check before applying for the SBM ZET FD Credit Card?
The FD is security for the card; responsible repayment matters. Avoid assuming any guaranteed credit-score outcome.
Where can I verify the latest SBM ZET FD Credit Card terms?
Use the official issuer source linked on this page. CardClue's data review date is 2026-10-02.