HDFC Millennia Credit Card: key details
Online shoppers who regularly use the card's listed partner merchants. Compare the fee, reward structure, caps, exclusions and eligibility before applying.
Why someone might consider it
- Selected online merchant rewards
- Strong shopping orientation
- HDFC ecosystem
Things to check before applying
Merchant IDs, caps, exclusions and redemption rules matter; verify the latest HDFC terms.
Official source
Frequently asked questions
Who may consider the HDFC Millennia Credit Card?
Online shoppers who regularly use the card's listed partner merchants.
What are the fees for the HDFC Millennia Credit Card?
Joining fee: ₹1,000 + taxes*. Annual fee: ₹1,000 + taxes*. Check current HDFC fee terms
How does the HDFC Millennia Credit Card reward spending?
5% CashPoints on selected online merchants including Amazon, Flipkart, Myntra, Swiggy, Zomato and others; 1% on other eligible spends, subject to monthly caps and exclusions.
What should I check before applying for the HDFC Millennia Credit Card?
Merchant IDs, caps, exclusions and redemption rules matter; verify the latest HDFC terms.
Where can I verify the latest HDFC Millennia Credit Card terms?
Use the official issuer source linked on this page. CardClue's data review date is 2026-10-02.